What If I Move To Another Company And Have An Accident?

There is no risk in changing insurance companies because you’ve found a better rate. You should, however, find out what your new insurance company's cancellation rules are. Hopefully, they will be better then those of your previous company. For example, if your insurance company’s cancellation rule is set to trigger for 3 tickets and 1 accident, you're out. It doesn’t matter whether you’ve been with them 20 years or 20 minutes.